Mobile Banking

Jyoti Bikash Bank has implemented latest version of Mobile banking called Jyoti-Smart. Its upgraded version of mobile banking which can be operated on both SMS and Internet Mode. Customer can get wide range of services from Jyoti Smart.

  • Balance Inquiry, Account Statement, Cheque Book Request.
  • Forex Exchange rate Inquiry.
  • Branch Navigation via google map.
  • Fund Transfer in own Banks other accounts and within fonepay member banks within Nepal.
  • Merchant Payments
  • Electricity Bill Payments of NEA.
  • Mobile Top and Recharge for NT, NCELL , Dish home
  • Internet Bill payments of various ISPs.
  • Fund transfer to eSewa Wallet.
  • Feedback to bank.

  • SMS and GPRS notification of each transaction alert.
  • Can be operated on internet (WIFI /Mobile Date) so that every time SMS cost will be saved to customer end.
  • Can be operated on SMS mode if internet is unavailable.
  • Equipped with Strong Security features: like, One Time Password, (Transactional Password), Device IME / MAC address binding to particular mobile set, improved encryption for data transmission.
  • Can be used to pay for any merchant which are already in fonpay member bank e.g. ( BUS TICKET, MOVIE TICKET)
  • User friendly design.
  • Multiple accounts can be linked via single mobile accounts.
  • More interactive
  • Responsive and Interactive Design
  • Biometric Login Security
  • Self-registration for Customers
  • Personalized QR Code
  • Engaging Promotion Banner
  • Fonepay Integration
  • Account DashBoard
  • Calender Integration
  • QR Code Payments and many moreā€¦

Mobile Banking FAQ

For any Support needed Please contact in following Address

eBanking/Card/Mobile Banking Unit

Jyoti Bikash Bank Ltd, Corporate Office

Kamaladi, Kathmandu


Phone: 977- 01-4411116/4427550

Fax: 977-01-4442192