Microfinance Loan



Introduction

This loan is provided to finance in any income generating activities of the members. The interest rate is 18 percent. The duration of the loan is two years( maximum), The upper ceiling of the loan Rs.3,00,000.00 (Three lakhs).







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Introduction

This loan is intended to finance in different agricultural enterprises like cereal crop , cash crop , vegetable cultivation, Livestock and poultry raising and for Horticultural crops. The interest rate is 18 percent. The duration of the loan is one year . The upper ceiling of this types of loan 150000.00(One lakh and fifty Thousands).







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Introduction

This loan is provided to install solar power , Bio gas plant and other renewable energy projects . The interest rate is 18 percent. The duration of the loan is two years (Maximum). The upper ceiling of the loan is 200000.00 (Two lakhs).







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Introduction

This loan is provided in case of emergency. It may be accidental case, emergency fall in sick or other instances. The interest rate is 18 percent. The duration of the loan is one year. The upper ceiling of the loan is 15,000.00 (Fifteen Thousands) only.







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Introduction

The rural people, male or female, who doesn't want to be in a group but needs credit to start small enterprises individually can take part in this type of loan program. Physical collateral like land, building is a MUST to take this type of loan. The upper ceiling of this type of loan is Ten lakhs. The interest rate is 17-18 percent. The duration of the loan is Five years.







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Introduction

This loan is provided to the members whose family members want to fly in foreign countries to have foreign employment. The upper ceiling of the loan is 1,50,000.00 (One lakh and Fifty Thousands). This is also a collateral based loan. The interest rate is 18 percent. The duration of the loan is maximum three years.







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