at Ratnapark, Lagankhel (NEA Premises) and Bharatpur
Interest Rates
| Fixed Deposit | Rate of Interest (Per annum) | |
|---|---|---|
| Prime | Others | |
| Upto Six months | 9.50% | 9% |
| Six months to 1 year | 10% | 9.50% |
| 1 Year to 2 Years | 10.25% | 9.75% |
| 2 Years to 3 Years | 10.50% | 10% |
| 3 Years to 4 Years | 11% | 10.25% |
| 4 Years to 5 Years | 11.50% | 10.50% |
| Special Fixed Deposit Account | 11% to 12.5% or Negotiable for Corporate/Institutional Bulk Deposit | |
| Jyoti Sajilo Nichhep Khata | ||
|---|---|---|
| Opening Balance | P.A. Interest Rate (On Daily Balance) | Duration |
| Rs. 25,000.00 | 11 % | 1 Year |
| 11.50 % | 2 Years | |
| 12 % | 3 Years | |
| Jyoti Dampati Bachat Khata | ||
|---|---|---|
| Minimum Balance | Interest Rate | |
| Rs. 50,000/- | 9 % | |
| Jyoti Dampati Bachat Yojana | ||
|---|---|---|
| Minimum Balance | Interest Rate | |
| Rs. 1,00,000/- | 10 % | |
| Jyoti Ansiyar Bachat Khata | ||
|---|---|---|
| Minimum Balance | Interest Rate | |
| Rs. 100/- | 9% | |
| Jyoti Premium Bachat Khata | ||
|---|---|---|
| Minimum Balance | Interest Rate | |
| Rs. 10,000/- | 9% | |
| Jyoti Sadharan Bachat Khata | ||
|---|---|---|
| Minimum Balance | Interest Rate | |
| Rs. 0/- | 8.50% | |
| Jyoti Karmachari Bachat Khata | ||
|---|---|---|
| Minimum Balance | Interest Rate | |
| Rs. 0/- | 9% | |
| Jyoti Bal Bachat Khata | ||
|---|---|---|
| Minimum Balance | Interest Rate | |
| Rs. 1,000/- | 9% | |
| Jyoti Bal Kalyan Bachat Khata | ||
|---|---|---|
| Minimum Balance | Interest Rate | |
| Rs. 1,00,000/- | 10% | |
| Jestha Nagarik Khata | ||
|---|---|---|
| Minimum Balance | Interest Rate | |
| Rs. 10,000/- | 9% | |
| Jestha Nagarik Samman Khata | ||
|---|---|---|
| Minimum Balance | Interest Rate | |
| Rs. 1,00,000/- | 10% | |
| Dibya Jyoti Bachat Khata | ||
|---|---|---|
| Minimum Balance | Interest Rate | |
| Rs.500/- | 8.50% | |
| Staff Saving Account | ||
|---|---|---|
| Minimum Balance | Interest Rate | |
| Rs.0/- | 9% | |
| Nari Bachat Khata | ||
|---|---|---|
| Minimum Balance | Interest Rate | |
| Rs. 1,000/- | 9% | |
| Nari Samman Bachat Khata | ||
|---|---|---|
| Minimum Balance | Interest Rate | |
| Rs. 1,00,000/- | 10.50% | |
| Jyoti Super Premium Khata | ||
|---|---|---|
| Minimum Balance | Interest Rate | |
| Rs. 10,000/- | 9% | |
| Jyoti Super Premium Bachat Khata | ||
|---|---|---|
| Minimum Balance | Interest Rate | |
| Rs. 1,00,000/- | 10.50% | |
| Jyoti Call Deposit | ||
|---|---|---|
| Interest Rate | ||
| 7 % to 10 % | ||
| Jyoti Special Call Deposit | ||
|---|---|---|
| Interest Rate | ||
| 10.50% / 11.50% or Negotiable for Bulk Amount | ||
| Lending | Prime | Others |
|---|---|---|
| Educational Loan | 15% | 18% |
| Vehicle Loan | 14% | 18% |
| Business Loan | 15% | 18% |
| Social Loan/Personal Loan/Mortgage | 16% | 18% |
| Loan against Shares | 16% | 18% |
| Real Estate Loan | 16% | 18% |
| Fixed Term Loan | 16% | 18% |
| Deprived Sector Loan | 12% | 14% |
| Loan against Fixed Deposit | 2% above FD rate or 12% whichever is higher |
|
| Housing Loan | ||
| Upto 5 Years | 14% | 16% |
| Upto 10 Years | 15% | 17% |
| Above 10 Years to 15 Years | 16% | 18% |
| Above 15 Years | 17% | 19% |