Jyoti Bikash Bank

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Microenterprise loan

  • The poor people, male or female, who doesn't want to be in a group but needs credit to start small enterprises individually can take part in this type of loan program.
  • Physical collateral like land, building  is a MUST to take this type of loan.
  • The upper ceiling of this type of loan is Three lakhs.  But the  ceiling  for the group members involving in the group based loan is  Five lakhs.
  • The interest rate is 18 percent.
  • The duration of the loan is Five years.


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