Interest Rate

<----!>
Interest Rates on Deposit and Loan Products
p.a. Interest Rate (On daily Balance)
(Effective From 19/05/2074)
Fixed Deposit Interest Rate p.a.
Upto 6 months 10.50%
1 year 11.00%
2 years 10.00%
Interest Rate Negotiable for bulk deposit/institutions
Call Deposit Upto 6%
Jyoti Sajilo Nichhep Khata(Recurring) Interest Rate p.a.
For 1 year 6.50%
For 2 years 6.75%
For 3 years 7.00%
   
Saving Products Min Bal. Interest Rate p.a.
Jyoti Sadharan Bachat Khata RS. 0 6.00%
Jyoti Premium Bachat Khata RS. 1,000 6.00%
Jyoti Ansiyar Bachat Khata RS. 100 7.50%
Jyoti Karmachari Bachat Khata RS. 0 6.00%
Jyoti Dampati Bachat Khata RS. 25,000 6.25%
Jyoti Dampati Bachat Yojana RS. 100,000 6.25%
Jyoti Bal Bachat Khata RS. 1000 6.00%
Jyoti Bal Kalyan Bachat Khata RS. 100,000 6.25%
Jestha Nagarik Khata RS. 10,000 6.00%
Jestha Nagarik Samman Khata RS. 25,000 6.25%
Dibya Jyoti Bachat Khata RS. 500 6.00%
Nari Bachat Khata RS. 1,000 6.00%
Nari Samman Bachat Khata RS. 25,000 6.25%
Staff Saving Account RS. 0 7.50%
Jyoti Super Premium Khata RS. 10,000 6.00%
Jyoti Super Premium Bachat Khata RS. 100,000 6.25%
Sawari Chalak Surakshya Khata RS. 1,000 6.00%
ASBA Bachat Khata RS. 1 8.00%
FCY Deposit 0.25% p.a. to 2% p.a.
     
Interest Rates on Loans and Advances
Loan Products Rates Per Annum
Business Loan/W.C. & Term Loan 14% - 17%
Real Estate Loan 15% - 18%
Education Loan 14% - 17%
H.P. Loan Private 14% - 17%
H.P. Loan Commercial 15% - 18%
Mortgage Loan 15% - 18%
Personal Loan/OD/Others 15% - 18%
Loan Against Shares 14% - 17%
Gold and Silver Loan 14% -18%
Deprived Sector Loan Institutions: 12% - 15%
Individual: 15% - 17%
Home Loan 14% - 17%
Agriculture Loan 14% - 17%
Byawasaik Yuwa Krishi Karja 6%
Jyoti MSME Loan 14% - 17%
Professional Loan 18%
Jyoti Microfinance Loan 14% - 17%
Loan Against Fixed Deposit +3% on coupon rate or 12% whichever higher
Base Rate (Ashad 2074) 12.40% Per Annum
Consortium Financing As per consortium decision





    Forex

    Currency Buying Selling
    US Dollar 103.70 104.3
    Euro 121.64 122.86
    Pound Sterling 136.36 137.72
    As per Oct 18, 2017 View More »

    News and Events

    Tender Notice-Aug 31, 2017

    SGM-Aug 22, 2017

    Right share deposit of heetgrahi-Jul 09, 2017

    View More »

    Stock Exchange

    Loading...